Summary: the calculators on this website are free educational tools. They give an estimate based only on the numbers you type in and on general formulas. They are not financial, tax, legal, investment or accounting advice, and their results are not a final figure you should act on without checking.

Rates, rules and policies change

Government policy, tax slabs, GST rates, interest rates, exchange rates, statutory limits, deduction ceilings, scheme rules and other inputs used by the calculators change from time to time, sometimes with retrospective effect. We update the tools when we can, but there will always be a gap between a change being announced and it being reflected here. We are not responsible for results that are out of date because of such changes.

Estimates, not final outputs

Each calculator uses simplified, generally accepted formulas. Real outcomes depend on details a calculator cannot know: your exact dates, fees, penalties, rounding rules of a bank or department, exemptions you qualify for, state-specific rules, and the way a particular institution applies the law. Treat every result as a rough estimate for planning and comparison, never as a final output, quotation, filing figure or legal determination.

No professional relationship

Using a calculator does not create an adviser–client, accountant–client or lawyer–client relationship with Businesstries or its authors. Before you file a return, sign a loan, invest, price a product, make hiring or termination decisions, or take any other financial or legal step, consult a qualified professional (chartered accountant, tax adviser, lawyer, SEBI-registered investment adviser or the relevant authority) who can look at your full situation.

Accuracy and errors

We work carefully, but we do not guarantee that any calculator is complete, accurate, error-free or suitable for your purpose. Bugs, browser differences and unusual inputs can produce wrong numbers. If a result looks unexpected, check it independently. If you spot an error, please tell us so we can fix it.

Limitation of liability

To the fullest extent permitted by law, Businesstries, its owners, authors and contributors accept no liability for any loss, cost, penalty, interest, missed deadline or damage of any kind arising from the use of, or reliance on, any calculator or its output, whether the loss is direct, indirect, incidental or consequential. Your use of the calculators is entirely at your own risk.

Third-party data and links

Some calculators mention or link to third-party websites, schemes or products. We do not control those sites and are not responsible for their content or accuracy. Links to tools or services may be affiliate links; see our general disclaimer.

Your inputs

Calculations run in your browser. The numbers you type into a calculator are not sent to our servers or stored by us, unless a page clearly says otherwise (for example when you choose to email a result or submit a form). See the privacy policy for how we handle any data you do submit.

This calculator disclaimer forms part of our disclaimer and terms and conditions. It was last updated on 07 September 2026.