STCG/LTCG tax on shares & property. The Capital Gains Tax Calculator (India) takes purchase price (including costs), sale price (net of expenses), asset type, holding period, short-term rate (20% listed equity; slab rate for others), long-term rate (12.5%), long-term exemption for listed equity (₹1.25 lakh) and returns capital gains tax (before cess) plus capital gain, taxable gain, tax including 4% cess. Results update as you type, and the formula is shown under the result so you can repeat it in your own spreadsheet.
Indian tax rules change with each Finance Act and GST Council meeting. The rates here follow the current published rules, but confirm the figures on the official portals or with a chartered accountant before filing or invoicing. Use the worked example below to check the maths against your own figures.
How the Capital Gains Tax Calculator (India) works
Since July 2024 long-term gains are taxed at 12.5% across asset classes (listed equity above ₹1.25 lakh a year, with no indexation), and short-term gains on listed equity at 20%. Short-term gains on property, gold and debt funds are added to income and taxed at your slab rate: enter that rate in the short-term field.
Worked example
With the example values (purchase price (including costs) of ₹500,000, sale price (net of expenses) of ₹800,000, asset type "Listed shares or equity mutual funds", holding period "Long-term (over 12 months for listed equity, 24 months for others)", short-term rate (20% listed equity; slab rate for others) of 20%, long-term rate (12.5%) of 12.5%, long-term exemption for listed equity (₹1.25 lakh) of ₹125,000), the capital gains tax (before cess) is ₹21,875.00; capital gain ₹300,000.00, taxable gain ₹175,000.00, tax including 4% cess ₹22,750.00. Change any figure above and the result updates immediately; use Copy results to paste the summary into a note or email.
Assumptions and limits: Simplified: no indexation, no set-off of losses, no surcharge; property bought before 23 July 2024 may use the older 20%-with-indexation option.
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Frequently Asked Questions
How is capital gains tax (before cess) calculated?
tax = taxable gain × rate; long-term gains on listed equity get a ₹1.25 lakh annual exemption.
Which figures do I need?
Purchase price (including costs), sale price (net of expenses), asset type, holding period, short-term rate (20% listed equity; slab rate for others), long-term rate (12.5%), long-term exemption for listed equity (₹1.25 lakh). Take them from the same period and the same set of accounts or reports so the ratio is consistent, and check the example values as a guide to the units expected.
Are the rates current?
The calculator uses the rates and rules published for the current financial year and shows them under the result. Rates change with each Budget and GST Council decision, so verify on the official portal before filing.
What assumptions does this calculator make?
Simplified: no indexation, no set-off of losses, no surcharge; property bought before 23 July 2024 may use the older 20%-with-indexation option.
