State-wise property transaction charges. The Stamp Duty & Registration Calculator takes property value (agreement or circle rate, whichever is higher), stamp duty rate for your state, registration fee rate, registration fee cap (0 if none), legal and documentation charges and returns total transaction charges plus stamp duty, registration fee, charges as a share of the price. Results update as you type, and the formula is shown under the result so you can repeat it in your own spreadsheet.
Property returns depend on assumptions about rent, occupancy, costs and appreciation that are easy to make optimistic. Enter conservative figures and remember that transaction costs, taxes and vacancy periods are real. Use the worked example below to check the maths against your own figures.
How the Stamp Duty & Registration Calculator works
Stamp duty ranges from about 3% to 8% by state, often with a 1–2% concession for women buyers, and registration is usually 1% with a cap in states such as Maharashtra (₹30,000). Enter the rates for your state and the higher of the agreement value and the circle rate.
Worked example
With the example values (property value (agreement or circle rate, whichever is higher) of ₹8,000,000, stamp duty rate for your state of 5%, registration fee rate of 1%, registration fee cap (0 if none) of ₹30,000, legal and documentation charges of ₹5,000), the total transaction charges is ₹435,000.00; stamp duty ₹400,000.00, registration fee ₹30,000.00, charges as a share of the price 5.44%. Change any figure above and the result updates immediately; use Copy results to paste the summary into a note or email.
Assumptions and limits: Rates vary by state, buyer gender and property type; confirm with the state registration department.
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Frequently Asked Questions
How is total transaction charges calculated?
stamp duty = value × state rate; registration = value × rate (capped in some states); total = stamp duty + registration + other charges.
Which figures do I need?
Property value (agreement or circle rate, whichever is higher), stamp duty rate for your state, registration fee rate, registration fee cap (0 if none), legal and documentation charges. Take them from the same period and the same set of accounts or reports so the ratio is consistent, and check the example values as a guide to the units expected.
Which costs are easy to forget?
Vacancy periods, maintenance, property tax, insurance, brokerage on purchase and sale, and stamp duty. Include them for a realistic return.
What assumptions does this calculator make?
Rates vary by state, buyer gender and property type; confirm with the state registration department.
